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Kimbocorp Terms and Conditions

Updated 01-04-2020

This dashboard (the “dashboard”) is provided by Kimbo Corporate Pte. Ltd, a company registered in Singapore under number 201316594C and operating as kimbocorp (“kimbocorp”, “we”, “our” or “us”), as one of the services that kimbocorp provides along with the kimbocorp website (the “Website”), kimbocorp’s email notifications and any information or content appearing therein (collectively, the “kimbocorp services”). Use of the dashboard or any kimbocorp services is subject to the following terms and conditions of service (the “Terms”).

By using kimbocorp services, you are agreeing to be bound by these Terms, our privacy policy and payment terms.

1.	Definitionn

1.1 “You” include:

a) any company identified during registration on the kimbocorp dashboard and any company which will or has been incorporated using the dashboard or which is now registered on the dashboard and will use kimbocorp’s corporate services (a “kimbocorp service”);

b) any individual linked to a kimbocorp Company whether as shareholder, director, officer, employee or user of the dashboard on behalf of a kimbocorp Company.

1.2 “User” means any person using the dashboard and the kimbocorp services whether on his or her own behalf or on behalf of a third party. All users represent and warrant to have the legal right and full power and authority to execute, deliver and exercise the rights and perform the obligations under these Terms on behalf of the third party.

2. Services 

2.1 Nature of Kimbocorp Services - Kimbocorp is an online corporate services provider using cloud software to provide corporate services and to acquire intangible assets for businesses registered in Singapore and Malaysia. Kimbocorp is not a law firm and as such does not provide any legal services of a law firm. By purchasing and using any kimbocorp services, User agrees to engage kimbocorp to provide corporate services for User. These services may include the following;

a) business registration in Singapore;

b) maintenance of statutory registers on the dashboard in accordance with the legal requirements;

c) maintenance of statutory registers on the dashboard in accordance with the legal requirements;

d) lodgement and payment of regulatory filings with the Accounting and Corporate Regulatory Authority (“ACRA”) of Singapore;

e) provision of a registered office address and mailroom;

f) provision of a nominee director as required by Section 145 of the Companies Act, Cap. 50 (subject to the entering into any supplemental documents as requested by
kimbocorp);

g) preparation of all corporate decisions and resolutions in connection with the governance of a kimbocorp Business;

h) filing all changes relating to a kimbocorp Business, including but not limited to change of officers, shareholders, share capital, registered office, particulars of officers or shareholders, Constitution;

i) preparing and submitting any application for work permit with the Ministry of Manpower of Singapore (“MOM”);

i) preparing and submitting any application for intellectual property with the Intellectual property office of Singapore 

k) provision of agreements and contracts, including but not limited to; 
•	Sales and purchase contracts
•	Supplier agreements
•	Leasing agreements
•	Distribution agreements
•	Franchise agreements
•	Employment contracts
•	Use rights agreements
•	Individual shareholder agreements
•	Individual loan agreements
•	Public-Private Memorandum of understands
•	Letter of Intent for any purpose
•	Sales channel partner agreements
•	BOT, BOOT, EPC and DBO tenders
•	Grants and subsidy applications

l) provision of relationships-related intangible assets, including but not limited to
•	New local nominee director relationships
•	New banking relationships
•	New customer relationships
•	New supplier relationships
•	New tenant relationships
•	New distributor relationships
•	New franchisee relationships
•	New employee relationships
•	New right-to-use relationships
•	New investor relationships
•	New financier relationships
•	New technologist relationships
•	New government relationships
•	New institutional funder relationships
•	New sales person relationships
•	New construction contractor relationships
•	New influencer relationships
•	New grant approver relationships
•	New tax accountant relationships

m) provision of copyright-related intangible assets, including but not limited to;
•	Protection for traditional literacy works
•	Protection for digital literacy works
•	Protection for musical works
•	Protection for photos, images and pictures
•	Protection for videos and podcasts
•	Protection for graphical user interface
•	Protection for trade secrets
•	Protection for logos and names
n)  provision of customer-related intangible assets, including but not limited to;
•	Orders backlog
•	Customers shortlist

o) provision of accounting services, including, but not limited to:
•	preparation of management report;
•	preparation of annual unaudited financial statements (including directors’ statement, profit and loss statement, balance sheet statement, chance in shareholders’ equity, and notes to financial statements);
•	preparation of financial statements in XBRL format;
•	maintenance of general ledger, accounts payable ledger, accounts receivable ledger, and fixed assets ledger; and
•	perform bank and other accounts reconciliation;
•	tax computation to calculate tax liability of the Company;
•	preparation of Form C for Company’s approval; and
•	preparation of tax forms for Company’s submission
 
p) provision of payroll services, including, but not limited to:
•	 salary calculation on a monthly basis;
•	salary payment to employees via issuance of cheques or through bank transfer;
•	automatic generation of monthly pay slips for employees;
•	central Provident Fund (CPF) registration and monthly payment to CPF;
•	issuing IR8A Form for personal tax including statutory annual filing;
•	preparation and submission of Auto-Inclusion Scheme with Inland Revenue Authority of Singapore (IRAS); and
•	maintenance of payroll file for each employee; and

By appointing kimbocorp as kimbocorp business’s corporate service provider, kimbocorp shall carry out, or appoint one of its employees or affiliates to carry out, the duties of a corporate services provider in accordance with Singapore laws.

Kimbocorp shall only provide the corporate services as requested by User through the kimbocorp website, or from time to time via email or orally, or in writing or any other manner in which kimbocorp may accept. User agrees that kimbocorp has no liability to User for any loss or damage arising out of or in relation to kimbocorp carrying out the corporate services in accordance with User’s instructions.

By appointing kimbocorp local nominee director of the business or company initiated by User, kimbocorp shall carry out, or appoint one of its employees to carry out, the duties of a local nominee director in accordance with Singapore laws.

Kimbocorp shall only provide the local nominee director as requested by User through the kimbocorp website, or from time to time via email or orally, or in writing or any other manner in which kimbocorp may accept. User agrees that kimbocorp has no liability to User for any loss or damage arising out of or in relation to kimbocorp carrying out the corporate services in accordance with User’s instructions.

User shall indemnify kimbocorp (and/or any of its affiliates) against any and all actions, judgments, claims, demands, costs, taxes and expenses (including legal and/or professional fees) howsoever incurred by kimbocorp in the course of and pursuant to its duties and obligations in carrying out the corporate services in accordance with your instructions or these Service Terms.

Kimbocorp may require that, in order for the performance of the kimbocorp services (including the services of acting as nominee director for a kimbocorp Company), User shall enter into any supplemental agreements or do any such things as required by kimbocorp or applicable law in order for kimbocorp to provide such kimbocorp services. Kimbocorp shall not be obliged to provide such kimbocorp services if User fails to enter into the supplemental agreements or do the things as required by kimbocorp or applicable law.

If kimbocorp, in its opinion, is obliged to meet any legal and other requirements or obligations with regard to User, User agrees that kimbocorp is authorized to take any steps that it may in its reasonable discretion deem necessary to comply with such obligations or requirements, including taking professional advice at User’s cost.

At the request of kimbocorp, User shall provide kimbocorp with all documents and information, including notarized certified copies of their passports, as required by kimbocorp in order for kimbocorp to comply with its internal policies, any applicable law or guidelines issued by any relevant regulatory authority and/or for any other reason as kimbocorp may consider necessary from time to time.

By accepting this terms of use policy, User confirms that 

1.	all particulars and information furnished on the kimbocorp platform are correct and accurate;

2.	gives his/her consent, being qualified, to act as director and hereby undertake to sign the consent to act form which forms part of the statutory records;

3.	gives his/her consent, being qualified, to act as shareholder and hereby undertake to sign the consent to act form which forms part of the statutory records;

4.	confirm that the majority shareholder of the company setup on kimbocorp website will be the ultimate beneficial owner of the proposed company and confirms that a minimum sum of united states dollar one thousand dollars (US$ 1,000) has been paid-up by the ultimate beneficial owner, whom will undertake to deposit the sum into the company’s corporate bank account after the account is opened;

5.	authorize kimbocorp and its agents to proceed to incorporate the proposed company/business and issue a minimum of 1,000 ordinary shares and a minimum of US$ 1,000 worth of share capital as suggested by kimbocorp, use the registered address and local nominee director as suggested by kimbocorp, unless as instructed, and hereby indemnify the same against any consequences arising from acting on this authorization;

6.	approve of the use of the use of the model constitution as suggested by Accounting and Corporate Regulatory Authority of Singapore (ACRA).

2.2 Registration

In order to use the dashboard and kimbocorp services, the User must provide some information and documents. The User undertakes and warrants to provide exact, exhaustive, sincere and correct information and documents. In case of any change in the information provided upon registration the User undertakes to update this information without delay. kimbocorp shall not in any way be held responsible in case the User has not updated its information or has not notified kimbocorp of any change of situation whatsoever.

A User registering on the dashboard needs to accepts these Terms and has access to the dashboard through the combination of a username and a password. The combination username and password is strictly personal and should be kept confidential by the User. In case of loss of password, the User will be able to reinitialize its password on the dashboard.

2.3 Changes to kimbocorp services

Kimbocorp may at any time suspend or discontinue any feature or any part of the Kimbocorp Services, including the support for the use of the dashboard. Kimbocorp Services may also be affected by acts of nature or force majeure events. Kimbocorp will make very effort to ensure that kimbocorp services are always available, however they may be interrupted, including for maintenance, repairs, upgrades or network or equipment failures.

3. Intellectual property

Other than content generated by the User or other users of the dashboard, kimbocorp owns copyright to the content on the website and dashboard. You may download and temporarily store one or more of the pages of this dashboard for the purposes of viewing them and you may print any page from this dashboard for use only by User and its employees, officers and agents.

Any other storage, copying, transmission or distribution of the content of this dashboard as well as creation of any derivative works with respect to the dashboard is prohibited without our consent.

So long as the User complies with these Terms, kimbocorp grants the User a worldwide, limited non-exclusive, royalty-free, non-assignable, non-transferable and revocable license to use the dashboard in order to gain access to kimbocorp’s services.

The marks “Kimbocorp” and “kimbocorp” and its logo, are trademarks of kimbocorp, and nothing in these Terms gives User the right to use those trademarks without kimbocorp’s prior written approval.

Kimbocorp and User may use third party software and application programming interfaces (“APIs”) when using the dashboard or the kimbocorp services. Kimbocorp does not guarantee the reliability of such third-party software or APIs. User agrees that kimbocorp is not liable for any loss or damage arising out of the use of such third-party software or APIs to access any information, the dashboard or kimbocorp services.

4. Payment terms

User shall pay kimbocorp in advance, any reimbursable fees as requested, set out in the dashboard or requested by an Invoice, for the relevant kimbocorp services it has subscribed to (“reimbursements”), through a secure payment process incorporated into our dashboard or Website, or by electronic invoice, which can be securely paid by credit card, debit card or bank wire. 

Kimbocorp commences upon authorization or disbursement of funds or a transfer of deposit. When user selects the service or the intangible asset to acquire, either verbally, in written form or through the kimbocorp website, user shall authorize kimbocorp to hold the stipulated amount, as authorization fees,  for kimbocorp to commence to perform the intended kimbocorp Service or Asset, through a secure payment process incorporated into our dashboard or Website, or by electronic invoice, or fund transfer, which can be securely held by credit card, debit card or bank wire. 

If there are any fees for kimbocorp services that are not set out in the dashboard or the Website, kimbocorp shall issue an invoice to User for such kimbocorp services provided. User shall pay the fees set out in the invoice for such kimbocorp services on receipt of the invoice issued by kimbocorp.

User acknowledges and agrees that completion of the online payment process does not constitute kimbocorp’s acceptance of User’s offer to subscribe to the kimbocorp service. Kimbocorp’s acceptance of User’s subscription shall take place only on completion of the kimbocorp services that User has subscribed to from kimbocorp. Kimbocorp reserves the right to decline an order for kimbocorp services for any reason and will refund held fees or fees prepaid if an order is declined or unfulfilled, provided that no services or assets have been utilized used by User. 

User acknowledges and agrees that User may be required to transfer the amount as pre-agreed upon completion of the kimbocorp services the User has subscribed to. If a User does not transfer any amount request in full and on-time, upon handover of the asset or service acquired by kimbocorp, then the user potentially enters into a “default” situation, which gives kimbocorp the right limit the use of the User Account; and to suspend or terminate the performance of the services forthwith in whole or in part.

A default situation will occur when the User has not transferred the amount as pre-agreed upon completion of kimbocorp services or transfer of the intangible asset which kimbocorp has acquired on behalf of the user, for more than two (“2”) consecutive months, unless as mutually agreed in writing. In a default situation, kimbocorp reserves the right to, via a power of attorney (“POA”), to conduct the following remediation procedures.

1.	Send letters of demand to User for a period of one (“1”) extra month, on-top of the 2 months mentioned above;
2.	Declare to accounting and corporate regulatory authority of Singapore, or equivalent, that nominee director has no collection of any liabilities or law suits incurred by the User;
3.	Transfer all shares to the local nominee director appointed by kimbocorp;
4.	Strike-off the kimbocorp business setup by the User.


All fees and interest incurred for work done following the event of a default will be added to the invoice and borne by the User. 

User acknowledges and agrees that if, for whatever reason, any payment is reversed or declined, then User’s liability to kimbocorp will automatically be deemed a debt, immediately due and payable. Any outstanding payments that a User owes kimbocorp shall attract late payment interest of 1.25% per month until full payment is received or until the remediation procedures are completed.

Kimbocorp prices for the services are exclusive of GST, sales tax, withholding tax or any other taxes that may be applicable / levied in connection with the services.

During the payment process conduct online or offline, User shall be required to enter its payment details, which are disclosed directly to an independent third-party payments processor. Kimbocorp does not collect or store this information and does not have access at any time to User’s payment details. All payments are processed by an independent third-party payment processor. Kimbocorp excludes all liability for any loss or damage that might arise from the processing of User’s payment information, and the terms of service of that independent third-party payment processor shall apply.

5. Limitation on liability

To the fullest extent permitted by law, kimbocorp and its affiliates, directors, officers, employees, agents, representatives, partners expressly limit their liabilities in connection with or arising out of the provision of the kimbocorp services and the use of the kimbocorp’s website and dashboard. 

The kimbocorp services and all content and documents generated by the dashboard is provided on a “as is” basis. No assurance, representation or warranty of any kind is made whether express or implied about kimbocorp services. While kimbocorp makes every effort to ensure the quality of the services, it does not make any representation or warranty that:

a) the information or content provided as part of the kimbocorp services will be entirely correct and up to date;

b) the documents generated as part of the services will be accurate, adequate, reliable, free from defect or error or omissions, suitable for a particular purpose or legally sound;

c) kimbocorp services are free from bugs or viruses;

d) correspondence between a User and kimbocorp will be free from interception, corruption, error, delay or loss;

e) access to kimbocorp services will always be available or uninterrupted;

f) use of kimbocorp services will achieve any particular result and meet your expectations.
Kimbocorp should not be liable for any indirect, special, incidental, punitive, exemplary or consequential losses or damages or any loss of profit, business or data arising out of the use of or the inability to use kimbocorp services. Any liability of kimbocorp to any User is limited strictly to the amount paid by the User to kimbocorp (if any) for the services.

6. Indemnity 

6.1 You agree to indemnify and hold kimbocorp (and/or its affiliates, officers, directors and employees) harmless from and against all liabilities, damages, claims, cists (including legal fees and costs), and expenses in connection with or arising from (i) your breach of these Terms, (ii) your use of kimbocorp services and/or (iii) any misrepresentation made by you;

6.2 User represents, warrants and undertakes that it shall comply with all applicable laws and regulations when using any kimbocorp services;

6.3 User shall indemnify kimbocorp (and/or any of its affiliates officers, directors and employees) against any and all loss, damage, actions, judgments, claims, demands, costs, taxes and expenses (including legal and/or professional fees) howsoever incurred by kimbocorp arising from User’s breach.

7. Termination of the services

7.1 To close a business incorporated by kimbocorp, user must give kimbocorp at least thirty (30) days written notice;

7.2 In the event of kimbocorp resigning, kimbocorp will give at least thirty (30) days written notice;

7.3 Kimbocorp will not provide any refund for any cancellation of the services by the User, even if the User has prepaid or authorized kimbocorp to hold the funds;

7.4 If you terminate the services, your access to the kimbocorp dashboard will be restricted solely to the data export functions and payment functions. You will be able to export the records pertaining to your Company for a period of twelve (12) months from the date of termination (the “Post-Termination Period”). Following the expiry of the Post-Termination Period, you acknowledge that your Company information may be deleted or overwritten from the kimbocorp platform. It is your sole responsibility to maintain the records of the Company after the termination of our services;

7.5. if Kimbocorp terminates the services in the event of a default, your access to the kimbocorp dashboard will be restricted solely to the data export functions and payment functions. You will be able to export the records pertaining to your Company for a period of twelve (12) months from the date of termination (the “Post-Termination Period”). Following the expiry of the Post-Termination Period, you acknowledge that your Company information may be deleted or overwritten from the kimbocorp platform. It is your sole responsibility to maintain the records of the Company after the termination of our services.

8. Privacy

Kimbocorp’s Privacy Policy applies to use of the kimbocorp dashboard, and its terms are made a part of these Terms of Use by this reference. To view kimbocorp’s Privacy Policy, please consult our website www.kimbocorp.com. Additionally, by using the kimbocorp dashboard, you acknowledge and agree that Internet transmissions are never completely private or secure. 
You understand that any message or information you send to the kimbocorp dashboard may be read or intercepted by others, even if there is a special notice that a particular transmission (for example, credit card information) is encrypted.

9. Variations of these terms

These Terms may be varied from time to time. In case of a material change to the Terms, kimbocorp will inform User by notice and, by continuing to use this dashboard or kimbocorp services, User agrees to be bound by the then current terms.

10. Waiver and severability

Kimbocorp’s failure to enforce a provision is not a waiver of kimbocorp’s right to do so later. If a provision is found unenforceable the remaining provisions of these Terms will remain in full effect and an enforceable term will be substituted, reflecting the initial intent.

11. Third party rights

Only User and kimbocorp shall be entitled to enforce these Terms. No third party shall be entitled to enforce any of these Terms, whether by virtue of the Contracts (Rights of Third Parties) Act (Cap 53B) or otherwise.

12. Governing law

These Terms and all issues regarding kimbocorp services and kimbocorp assets to be acquired for the user are governed by Singapore law and shall be subject to the exclusive jurisdiction of Singapore courts.

13. Dispute resolution

Before filing any claim against kimbocorp, you agree to try to resolve the dispute informally by contacting support@kimbocorp.com. 

Privacy Policy

Updated 27-01-2020

We recognise that your privacy is essential and we take it seriously.

This Privacy Policy (“Policy”) applies to all products and services offered by Kimbo Corporate Pte. Ltd. operating as Kimbocorp (“Kimbocorp”, “we”, “our” or “us”). Here we describe how we collect, use and handle your information when you use our platform, websites, applications and services (collectively, "Services"). This Policy supplements our Terms of Service (“Terms”), capitalised terms not defined herein have meanings outlined in the Terms. By using the Services, you consent to our use of your information under this Policy and Terms, and as permitted or required by law.
This Policy sets out how the personal data you provide to us is collected, used, processed or disclosed by us in accordance with the European Union General Data Protection Regulation (“GDPR”) and the Personal Data Protection Act 2012 (No. 26 of 2012) (“PDPA”). We may amend this Policy at any time and without prior notice. Such amendments will be effective immediately and shall apply to any information you provide, or your use of the Services. Your use and access of Kimbocorp after the amendments to this Policy will constitute your acceptance to the terms and conditions, as modified.

1.	Who We Are

Kimbo Corporate Pte. Ltd. is operating as Kimbocorp (“Kimbocorp”, “we”, “our” or “us”) and is the controller, for the purposes GDPR, responsible for the processing of personal data through our Services. Our address is 151 Chin Swee Road Manhattan House 02-24 Singapore 169876. Our Data Protection Officer can be contacted directly at support@kimbocorp.com

2.	Information We Collect

We collect specific data from you directly, like the information you enter yourself. We may also receive some data automatically, like information about your device and the aspects of our Services you interact with or spend time using. Examples of information we collect include:

2.1     Personal Data

a)	When you create a Kimbocorp Account (“Account”), you provide us with personal information that may include your username, email address, first and last name, contact details, account password, company information and payment information. We may collect additional information when you are using our Services such as project information (necessary for provision of business capabilities), business function and industry classification, share capital and paid-up capital (necessary for company incorporation) and sales, revenue, direct costs, operating costs, remuneration (necessary for provision of intangible assets). If you choose to subscribe to business capabilities and intangible assets through our platform, we will ask for payment and card information, email address and automatically send you invoices and receipts via email. 

b)	In some cases, your company director or employer may have set up an account with us. Your employer’s service administrator may provide your email address to us, which we use to send you an email invitation, in which your use of the Services shall be deemed as authorisation of and consent to your director or employer’s disclosure of your personal information in the manner described in this Policy. All employer service administrators further warrant, represent and undertake that they have obtained the consent of all parties of the personal information provided in the manner described in this Policy.

c)	If you provide to us any personal data relating to a third party, you warrant, represent and undertake that, by submitting such information to us, you have obtained the consent of the third party to provide us with their personal data. 

2.2	Technical, Usage and Location Information
We may automatically collect information regarding the usage of the Services, including the pages you viewed, time spent on specific features, items clicked, information about your browser, operating system and device type, identifiers associated with your device, IP address, date and time. We may also collect location information, including location information automatically provided by your device. Like most online services, we may use cookies, log files, clear GIFs, tracking pixels, web beacons, and other technologies to collect information. You may deactivate the location services feature on your device or browser but in doing so, you may not be able to access certain features of the Services.

2.3	Third Party Platforms

We may collect information when you interact with our advertisements and other content on third-party platforms or sites, such as social networking sites. Information may include your social profile from the social networking sites or the fact that you viewed or interacted with the content.

2.4	Other Information

We may collect additional information from you that is not explicitly listed here. We may use any such information under this Policy or as otherwise permitted by you.

3.	Cookie Usage

We use cookies (bits of text that are placed on your hard drive by the web page server) to uniquely identify your browser and provide you with the best possible experience when you use our Services. 
We use the following cookies:

a)	Essential cookies: These are strictly necessary to provide you with our Services. Without these cookies, we would not be able to provide you with our Services.
b)	Functionality cookies: These cookies allow us to remember your preferences when you use our Services.
c)	Analytics cookies: These cookies allow us to gather statistical data and analyse how our users use our Services.
d)	Advertising cookies: These cookies are used to make advertising messages more relevant to you.
e)	Social media cookies: These cookies are used to enable you to share content that you find interesting through third-party social networking and other websites. These may also be used for advertising purposes.

4.	How We Use Your Information

We may use the information that we collect to provide, improve, personalise, analyse, diagnose, measure and protect our Services. Examples of how we may use your information include:
a)	Providing our Services to you;
b)	To verify your subscriptions via our Kimbocorp platform;
c)	To provide media announcement and responses;
d)	Maintain and improve our Services;
e)	Customising existing and future product offerings to our users;
f)	Processing payments, refunds, fee adjustments and waivers;
g)	Processing administrative claims arising from the Services;
h)	Research and development;
i)	Providing customer support or technical assistance;
j)	Responding to inquiries from you;
k)	Contacting you to provide product updates, information about products you have requested or purchased;
l)	Creating or administrating your Account, including verifying you with your Account;
m)	Marketing and promoting our products, services and features that you may be interested in, and monitoring the performance of our marketing efforts;
n)	Generate aggregate, non-identifying information about how people use our Services;
o)	Fight spam, fraud and other form of abuse and all related investigations thereto;
p)	Enhancing security of our Services and protecting your information;
q)	To monitor or record phone calls and customer-facing interactions for quality assurance, employee training and performance evaluation and identity verification purposes;
r)	Sharing with third parties for the purposes discussed in Clause 5 below;
s)	Facilitating business asset transactions involving White Labs Pte. Ltd;
t)	To comply with applicable law, legal process and regulation and protect legitimate business interests; and
u)	Purposes which are reasonably related to the aforesaid.

5.	How We Share Your Information

At times we may share specific personal information with our strategic partners that work for us to provide services. Examples of some of these third parties include:

5.1	Service Providers

We share personal information with companies who provide services such as payment processing, data storage, hosting, order fulfilment, customer service, corporate services, financial services, insurance related services, information processing, analytics, marketing, research, and other service providers who enable specific features and functionalities of the Services you see on Kimbocorp.

5.2	Corporate Service Providers

When you use our corporate related Services, we will share relevant personal information with corporate service providers ("Suppliers") such as accountants and auditors, trademark and patent lawyers, financial institutions, venture capitalists, corporate lawyers and legal consultants, corporate secretarial providers, airlines, hotels, property owners, insurance providers, logistics and movers, freight forwarders, management consultants, employment agencies, digital marketers, family offices, companies operating in capital markets, licensed money lenders, who will fulfil your business capabilities.

5.3	Professional Advisors

Our consultants, lawyers, accountants, auditors, financial institutions, advisors may need to review specific personal information to provide legal, accounting, compliance, banking and similar services.

5.4	Service Administrators

If you work for an organization that uses our Services, your service administrator and others within your organization may have the ability to access and control specific personal information. As set out above, your service administrator’s use of the Services shall be deemed as authorization of and consent to your organization’s access and control of the said personal information in accordance with their internal policy. Please refer to your organization’s internal policy if you have questions about this.

All employers warrant, represent, and undertake that all internal policies and usage of employee and director personal information shall be in material compliance with all applicable laws.

5.5	Legal Authorities

We may disclose your personal information if we believe it is reasonably necessary to comply with applicable law, including government requests, law enforcement requests, and otherwise to protect rights, property and safety of ourselves or others.

5.6	Others

In the event of a reorganisation, merger, or sale we may transfer any personal information we collect to the relevant third party.

6.	How We Protect Your Information

We implement appropriate technical and organisational security safeguards to protect the information we collect and store. However, due to inherent open nature of the Internet, no security measures are entirely foolproof. In the event that any information gets compromised, we will take reasonable steps to investigate and notify the affected users and take other actions in accordance with any applicable laws and regulations.

7.	How Long We Store Your Information

We will retain your information for as long as your Account is active or as needed to provide you Services. We may also keep some of your personal information for as long as reasonably necessary for our legitimate business interests, including fraud detection, and to comply with our legal obligations including tax, statutory reporting, and auditing.

8.	Minors Under 18 Years of Age

Our Services are not intended for children under the age of 18, and we do not knowingly collect personally identifiable information from children under the age of 18. In the event that we learn that we have collected personal information from a child under age 18, we will take the necessary steps to remove that information. If you believe that a child under the age of 18 has under any circumstances provided us with personal information, please contact us at support@kimbocorp.com.


9.	Links to Other Websites

Our Services may contain links to and from third party websites. If you follow a link to any of these websites, please note that we are not responsible for the content, privacy or security practices and policies of those websites or services. To protect your information, we recommend that you carefully review the privacy policies of other websites and services that you access.

10.	Your Rights

You have the following rights in relation to your personal information:

10.1	Communication Preferences

You may unsubscribe from our marketing communications at any time by following the opt-out links on any marketing message sent to you, updating your communication preferences through your Account settings, or by contacting us at any time. Please note that you may be unable to opt-out of certain Services-related communications including but not limited to the confirmation of your subscriptions, security and verification alerts, billings and expense approvals.

10.2	Blocking Cookies

You may remove or block certain cookies using the settings in your browser. If you do not accept our cookies, you may not be able to use our Services properly. Also, most advertising networks offer you a way to opt out of targeted advertising. If you would like to find out more information, please visit http://www.aboutads.info/choices/ or http://www.youronlinechoices.com

10.3	Access and Correction

If you wish to access, correct or update your personal information, you may do so at any time by accessing Account settings through our website. Alternatively, you can contact us at support@kimbocorp.com with your name and information requested to be accessed, corrected, or removed. You are responsible for providing us with current and updated information. We may decline to process requests that jeopardise the privacy of others. We may also charge a reasonable fee if your request is repetitive, excessive or require disproportionate technical effort, or, we may refuse to comply with your request in these circumstances. Please note that we may retain your information as necessary to support our Services, comply with legal obligations or resolve disputes.

10.4	Data Subject Rights for EU Citizens and/or Organisations within the EU

The GDPR provides relevant individuals with additional rights including the right to access personal information, right to rectify personal information, right to delete personal information, right to object to processing of personal information, right to restrict processing of personal information, the right to transfer personal information, the right to object to the processing of personal information and the right not to be subject to automated decision-making. To exercise these rights, please contact us at support@kimbocorp.com. Please note that we will require you to provide us with proof of identity before responding to any requests to exercise your rights. We will respond to your request within the applicable statutory term.

Please note that if you withdraw your consent to any or all use of your personal data, depending on the nature of your request, we may not be in a position to continue to provide the Services to you.

11.	How to Contact us

If you have any questions or need to contact us about this Policy, please contact us by email at support@kimbocorp.com.

12.	Changes to Our Policy

We reserve the right to make changes to this Policy at any time. We will notify you of any significant changes to this Policy on our website or through appropriate communication channels. All changes shall be effective immediately upon posting to this page unless otherwise mentioned in the notification. Your continued use of our Services constitutes your agreement to this Policy and any updates.

13.	Governing Law and Jurisdiction

This Policy shall be governed by the laws of Singapore. You agree to submit to exclusive jurisdiction of the Singapore courts.